Property & Ladder Residential Mortgage Service

The world of residential mortgages can be a minefield to the uninitiated. We know that deciding to take out a mortgage is a big financial commitment – something that you shouldn’t rush into without exploring your available options.

That’s why we have designed this page to help you cut through the industry jargon to better understand how mortgages work and how you should compare the different deals that are out there.

Having looked and experienced mortgage industry very carefully, we can look at your residential requirements, present with informal options available and collaborate with panel of leading mortgage advisors who can help you with all of the mortgage needs.

Our collaboration with leading mortgage advisors will make sure that when you apply for a mortgage, you do so feeling confident that you have made an informed choice. We have choice of various residential mortgage like.

Knowing when to take mortgage is very important. Borrowers (or their brokers) usually think about it around 6-8 weeks before their initial rate period comes to an end, although savvy borrowers regularly check to see if it’s worth mortgaging. We cover Fixed rate mortgage, Discounted rate mortgage, Tracker mortgage, Offset mortgage.

Depending upon your personal circumstances and residential mortgage requirements, lenders will identify you as a particular type of borrower. Understanding your borrowing type and requirements will help you to select the most suitable residential mortgage for you be it First time buyer, Home-owner, Mortgagee, Large loan borrower, Shared owner, let to buy.

We can help you with informal options on

How much you can borrow?

Estimate the size of mortgage that will be available to you based on factors like your income and deposit.

Cost of Borrowing?

Estimate your monthly repayments in seconds from your mortgage amount, interest rate and duration.

How much Residential stamp duty will I pay?

Calculate how much you will pay in stamp duty with our handy calculator.

If you need any help for any of above service, get in touch and we will be happy to help you